IRS Update: 2027 Contribution Limits

November 06, 2026

The IRS has released the 2027 Health FSAs, Commuter Benefits, Adoption Assistance, and QSEHRA maximum contribution limits.

For Health FSA plans that permit the carryover of unused amounts, the maximum carryover amount for 2027 is $700, an increase of $20 from the 2026 carryover limit.​​​​​​

 

Contribution Limits 2026

Contribution Limits 2027

Health FSA Annual Contribution Limits

Health FSA Annual Contribution Limits

$3,400

$3,500

Commuter Benefits Monthly Contribution Limits

Commuter Benefits Monthly Contribution Limits

$340

$350

Adoption Assistance

Adoption Assistance

$17,670

$18,250

Qualified Small Employer Health Reimbursement Arrangement

Qualified Small Employer Health Reimbursement Arrangement

Self only - $6,450

Family - $13,100

Self only - $6,700

Family - $13,550

 

Click here for the IRS Release

2027 HSA & HDHP limits

If you have any questions, contact your Surency representative.

FSA, DC FSA, Commuter Benefits, IRS Updates/Notifications
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