Choosing an Annual Election

Once a member enrolls and sets an annual election amount, that pre-tax amount will be automatically deducted from their paycheck in equal increments throughout the year. Members are reimbursed for eligible expenses as they are incurred and as funds are deposited into the Adoption Assistance FSA.

2025 Maximum Election Per Child, Per Adoption: $17,280

2026 Maximum Election Per Child, Per Adoption: $17,670

Start Spending

When members are ready to use the money from the FSA for any eligible adoption expense, they can use the Surency Benefits Card or pay upfront and file a claim. Filing a claim electronically for reimbursement is easy through the Surency Member Account or the Surency Mobile App. Reimbursement will only occur if funds are available. 

Common Eligible Expenses with an Adoption Assistance FSA include: 

• Reasonable and necessary adoption fees
• Court costs
• Attorney fees
• Traveling expenses (including amounts spent on meals and lodging)
• Other expenses for the purpose of legal adoption 

Managing FSA funds is easier than ever with our user-friendly Member Account and Mobile App. Check your account balance, submit a claim by snapping a picture of your receipt, manage notifications, and more.

Mobile App

Don't Lose Funds

To avoid losing any money, use all Adoption Assistance FSA funds before the end of the Plan Year.