Lifestyle Spending Account

A Lifestyle Spending Account (LSA) is a customizable employer funded, post-tax spending account designed to help members develop healthy habits and promote overall well-being. Eligible expenses for LSAs will differ from plan to plan, but in general, eligible expenses are purchases that promote a healthy lifestyle.

How Does It Work?


Employers contribute a specified amount to the employee’s account each year. The money may be deposited in increments or in one lump sum.

Start Spending

When members are ready to use the money from the LSA for any eligible expense, they can use the Surency Benefits Card or pay upfront and file a claim. Filing a claim electronically for reimbursement is easy through the Surency Member Account or the Surency Mobile App. Reimbursement will only occur if funds are available. 

Eligible expenses may differ from plan to plan depending on what the employer has chosen. We can work with employers to help educate employees on what is eligible under their specific plan.

Managing LSA funds is easier than ever with our user-friendly Member Account and Mobile App. Check your account balance, submit a claim by snapping a picture of your receipt, manage notifications, and more.

Mobile App

Commmon Eligible Expenses

Physical Financial Emotional/other
Athletic + Exercise Equipment Student Loan Reimbursement Non-Medical Counseling Services
Gym, Health Club, Spa, and Fitness Studio Membership Home Purchase Expense Reimbursement Retreats (leadership, spiritual)
Fitness Classes + Lessons Financial Advisor + Planning Services Camping Supplies
Personal Trainer, Fitness Tracker Financial Seminars + Classes Meditation + Personal Development Classes (art, cooking)
Entry Fees (marathon) + Passes (Ski, Golf) Pet Insurance Premiums Annual Park Pass, Hunting, and Fishing Licenses


Athletic + Exercise Equipment

Gym, Health Club, Spa, and Fitness Studio Membership

Fitness Classes + Lessons

Personal Trainer, Fitness Tracker

Entry Fees (marathon) + Passes (Ski, Golf)


Student Loan Reimbursement

Home Purchase Expense Reimbursement

Financial Advisor + Planning Services

Financial Seminars + Classes

Pet Insurance Premiums


Non-Medical Counseling Services

Retreats (leadership, spiritual)

Camping Supplies

Meditation + Personal Development Classes (art, cooking)

Annual Park Pass, Hunting, and Fishing Licenses


We are confident that Surency is the solution for your business. Fill out this quick form to get started. A Surency Team member will reach out to you shortly.

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How We Help

Surency Login

Choose your Surency account type below to log in and access your account. Reimbursement accounts include FSA, DC FSA, LP FSA, HSA, HRA, Commuter, LSA, QSEHRA, Adoption Assistance, Travel Benefits, Direct Billing and Premium Only Plans.