2027 HSA Limits Released

June 01, 2026

The IRS has released the 2027 HSA maximum contribution limits. See below for changes from 2026 to 2027:

 

2027 CONTRIBUTION, OUT-OF-POCKET LIMITS FOR HEALTH SAVINGS ACCOUNTS (HSA) AND HIGH-DEDUCTIBLE HEALTH PLANS (HDHP)

 

 

2026

 

2027

 

HSA contribution limit
(employer + employee)

 

 

Self-only: $4,400

                                    
Family: $8,750

 

 

Self-only: $4,500

                                       
Family: $9,000

 

 

HDHP minimum deductibles

 

 

Self-only: $1,700

                              
Family: $3,400

 

 

Self-only: $1,750

                                       
Family: $3,500

 

HDHP maximum out-of-pocket amounts (deductibles, co-payments and other amounts, but not premiums)

 

 

Self-only: $8,500

                             
Family: $17,000

 

Self-only: $8,700

                                       
Family: $17,400

 

The IRS has also released the 2027 Excepted Benefit HRA maximum amount that may be made available for the Plan Year - $2,250.

 

Learn more about Health Savings Accounts (HSAs) by clicking here.

 

Learn more about Health Reimbursement Accounts (HRAs) by clicking here.

 

Click here for the IRS Release.

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