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Surency provides the latest information on health trends, news and insights into health care as well as educational articles and resources. 

HSA - Adding a Beneficiary

If you have a Health Savings Account (HSA), you probably realize it is a longterm investment. The funds in the account belong to you, and you can use them for your eligible medical expenses now, or you may choose to invest them for a larger return later on.…

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New HSA Feature: Introducing HSA Advance

HSA Advance is a new feature Surency Flex is offering its HSA clients. An employer can choose whether or not to offer HSA Advance to its employees. Switching to an HSA-eligible high deductible health plan (HDHP) can be an intimidating decision for some…

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Use Your HSA as a Tool to Stay Healthy During the Holidays

With the winter holiday season upon us, you’re likely eyeing a calendar full of upcoming engagements, including holiday parties and travel. It just so happens that this merry time of year coincides with peak cold season. And since the ultimate holiday…

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HSA, FSA, HRA - what’s the difference?

Deciding which benefits to sign up for at work can be confusing. Insurance itself can be complicated enough, and if you have the option of a health care reimbursement account, you might be completely lost! Here is a guide to help you decide which account is…

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5 Back-to-School Expenses You Can Cover with Your HSA or Health Care FSA

What do reading, writing, and arithmetic have to do with your reimbursement account? You may not know that you can use the funds you’ve been squirreling away in your Health Savings Account (HSA) or Health Care Flexible Spending Account (FSA) to cover some of…

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Senate to Vote on Changes to Reimbursement Accounts

It's been a few years since any large changes were made by the IRS to reimbursement accounts. Change may be on the horizon again. Several bills made their way through the House Ways and Means Committee in early July, and passed in the House on July 25. If…

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5 Surprising Things You Can Use Your HSA to Pay for This Summer

With open enrollment behind us, few people think much about their Health Savings Account (HSA) during the summer. But now is a great time to take a fresh look at which expenses your account can cover. You can use an HSA to pay for many of your summer…

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2019 HSA Limits Released

The IRS has released the 2019 HSA maximum contribution limits. See below for changes from 2018 to 2019:   2019 Contribution & Out-of-Pocket Limits for Health Savings Accounts (HSA) and High-Deductible Health Plans…

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IRS Updates 2018 HSA Contribution Limit

On March 5, 2018, the IRS released Revenue Procedure 2018-18 in Internal Revenue Bulletin 2018-10 which provided new recalculated limitations. It reduced the maximum family HSA contribution for those with family coverage under an HDHP from $6,900 (as…

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Surency provides flexible and straightforward reimbursement accounts and vision insurance options. 

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