What is Surency COBRA?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates.
 

To be eligible for COBRA coverage, you must have been enrolled in your employer’s health plan when you worked, and the health plan must continue to be in effect for active employees. COBRA continuation coverage is available upon the occurrence of a qualifying event that would, except for the COBRA continuation coverage, cause an individual to lose his or her health care coverage.

MEMBER ACCOUNT

Member Benefits

Member Account<small>Log in here or use the mobile app to access the information you need.</small> Icon Member AccountLog in here or use the mobile app to access the information you need.
Flexbile Payment Options<small> You can pay with credit/debit, ACH, or paper check. Easily make a payment through your Member Account.</small> Icon Flexbile Payment Options You can pay with credit/debit, ACH, or paper check. Easily make a payment through your Member Account.
Notifications<small>Receive emailed or mailed communications that are accessible through your Member Account.</small> Icon NotificationsReceive emailed or mailed communications that are accessible through your Member Account.
No pre‑existing<small>No pre-existing condition exclusion periods.</small> Icon No pre‑existingNo pre-existing condition exclusion periods.

What is considered a qualifying event?

The following examples are considered qualifying events for obtaining COBRA:

  • Voluntary or involuntary termination of employment
  • Reduction in numbers of hours worked

FOR SPOUSES

  • Loss of coverage by the employee because of one of the qualifying events listed above
  • Covered employee becomes eligible for Medicare
  • Divorce or legal separation of covered employee
  • Death of the covered employee

FOR DEPENDENTS

  • Loss of coverage by the employee because of one of the qualifying events listed for spouses
  • Loss of status as a dependent child under the plan rules

MORE QUESTIONS?

Visit our Frequently Asked Questions for answers.

Frequently Asked Questions

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