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SURENCY ADVANTAGEPLUS is now SURENCY FLEX
Why Surency
Flexibility results in IDEAL SOLUTIONS
Surency provides flexible and straightforward reimbursement accounts and vision insurance options. We are proud to offer plans that are easy to use and easy to understand.
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Surency Flex Plan Options
Flex Spending AccountsCurrent slide
Health Savings Account
Health Reimbursment Arrangement
Other Pre-Tax Plan Options
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Flexible Spending Accounts (FSA)
Use to pay for qualified medical expenses or dependent care expenses
Contributions are made on a pre-tax basis
Entire election amount is available at the start of the plan year (excluding dependent care FSAs)
Unused funds are forfeited at the end of the year, unless your employer chooses to allow rollover or a grace period
Health Savings Accounts (HSA)
Must be enrolled in an HDHP and not covered by any other non-qualifying health plan
Can be enrolled in both an HSA and a limited purpose FSA or a limited purpose HRA
Employee-owned account
Use to pay for qualified medical expenses until age 65 when funds can be withdrawn penalty-free
Anyone can contribute
Funds are only available as they are deposited into the account
Funds roll over each year and go with you if you terminate employment
In the event of death, funds can be passed to a beneficiary
Health Reimbursement Arrangements (HRA)
Use to pay for qualified medical expenses
Only the employer contributes
Funds may only be available as they are deposited into the account (employer specifies)
Employer specifies if unused funds roll over at the end of the year
Commuter Benefits
Use to pay for mass transit or parking at work
Set aside money pre-tax
Use Surency Flex Benefits Card so no claim form is necessary
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