Planning and Guidance

• Members have access to My HSA Planner, an HSA planning tool that provides personalized recommendations on how much to contribute, estimates tax savings and shows projected savings goals
• Members can choose from guided or self-serve investing in the portal
  • Guided: Asks the member a few questions to help make an informed decision for their investments
  • Self-serve: The member will set up their investment selections without guided help,

Simplified Automation

• An adjustable investment threshold. Once met, HSA funds can be automatically transferred from their cash account to investments.
• Ability to make investment experience automated or manual, depending on the member’s expenses, goals and risk tolerance.

Simplified Automation

• Members can invest HSA funds in an interest-bearing account or using the standard mutual fund lineup.
• Health savings brokerage account option powered by Charles Schwab, which gives members access to more than 8,500 mutual funds and other options beyond our standard investment lineup.

How to Manage Investments

• Log in to the Member Account.
• Select Manage Investments on the Home page.
• Set up investment transfers by selecting Setup Investment Transfer. Members will be able to set the cash account threshold. Please note that the cash account balance is the amount available on the Surency Benefits Card at any given time. For most groups, at least $2,000 must be kept in the cash account, but more may be elected.
• Manage investments by selecting Manage Investments.
• Answer the security question and select Submit.
• You are always able to add or change information related to your HSA investment account.

Members can easily manage their investments through their online account:

• View their balance and a breakdown of how their investments are performing
• Easily change the amount they’re contributing
• Easily make changes to investments
• Access Investment Education Materials

For investment advice, consult your personal financial and tax advisors.