The IRS released the 2026 Health FSAs, Commuter Benefits, Adoption Assistance, and QSEHRA maximum contribution limits.
For Health FSA plans that permit the carryover of unused amounts, the maximum carryover amount for 2026 is $680, an increase of $20 from the 2025 carryover limit.
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Contribution Limits 2025
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Contribution Limits 2026
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Health FSA Annual Contribution Limits
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Health FSA Annual Contribution Limits
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$3,300
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$3,400
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Commuter Benefits Monthly Contribution Limits
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Commuter Benefits Monthly Contribution Limits
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$325
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$340
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Adoption Assistance
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Adoption Assistance
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$17,280
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$17,670
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Qualified Small Employer Health Reimbursement Arrangement
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Qualified Small Employer Health Reimbursement Arrangement
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Self only - $6,350
Family - $12,800
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Self only - $6,450
Family - $13,100
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Click here for the IRS Release - Rev. Proc. 2025-32
2026 HSA & HDHP limits
If you have any questions, contact your Surency representative.
