The IRS has released the 2026 HSA maximum contribution limits. See below for changes from 2025 to 2026:
2026 CONTRIBUTION, OUT-OF-POCKET LIMITS FOR HEALTH SAVINGS ACCOUNTS (HSA) AND HIGH-DEDUCTIBLE HEALTH PLANS (HDHP)
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2025
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2026
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HSA contribution limit
(employer + employee)
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Self-only: $4,300
Family: $8,550
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Self-only: $4,400
Family: $8,750
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HDHP minimum deductibles
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Self-only: $1,650
Family: $3,300
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Self-only: $1,700
Family: $3,400
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HDHP maximum out-of-pocket amounts (deductibles, co-payments and other amounts, but not premiums)
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Self-only: $8,300
Family: $16,600
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Self-only: $8,500
Family: $17,000
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The IRS has also released the 2026 Excepted Benefit HRA maximum amount that may be made available for the Plan Year - $2,200.
Learn more about Health Savings Accounts (HSAs) by clicking here.
Learn more about Health Reimbursement Accounts (HRAs) by clicking here.
Click here for the IRS Release.
If you have any questions, contact Surency at 800-264-9462, email us at flex@surency.com, or click here to submit an online Contact Us form.
