Flex Frequently Asked Questions

Find the answers below to the questions most frequently asked by our employers.

What is the difference between a Health Care FSA and a Dependent Care FSA?

Dollars from a Health Care FSA can only be used for qualified out-of-pocket medical expenses, including deductibles, copays, prescriptions and some over-the-count medications. Dependent Care FSA dollars can only be used for child care services for your dependents who are younger than thirteen years of age or adult dependents who are unable to care for themselves.

How do I know how much is in my account?

Surency Flex offers four ways to access your plan details:

  1. The easiest option is to use the Surency Flex mobile app. The mobile app is available for download from the Apple App Store or Google Play. On the mobile app you can view your current account balance, file claims, purchase FSA-approved items and securely contact Surency Flex.
  2. Log in to your online Member Account to view your account details, file claims and more.
  3. Contact Surency Flex Customer Service at 866-818-8805.
  4. You can also sign up to receive electronic updates on your plan via email and/or text alerts. Log in to your Member Account, visit the “Statements & Notifications" tab to select your notification preference.
How do I get reimbursed for Dependent Care expenses if the provider doesn't accept my Benefits Card?

If your provider doesn't accept your Surency Flex Benefits Card for your dependent care expenses, you can submit a claim online using the Surency Flex mobile app or your Member Account to be reimbursed. You could alternatively download this claim form to request reimbursement. Using the claim form, you can set up a recurring reimbursement if your expenses are for the same amount, from the same provider and for the same length of time.

What can I pay for with my Dependent Care FSA dollars?

You can use the money in your Dependent Care FSA to pay for day care, babysitting and general purpose day camps for your dependents under the age of 13 while you are at work. You can also use the funds to pay for adult day care services for dependent adults who are unable to care for themselves (if they live with you for at least eight hours per day). 


Fill out the form and a Surency team member will reach out to help you as soon as possible.