Benefits of Group Term Life Insurance
For Employers
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Group term life insurance is an affordable, convenient way to provide protection for your employees and their families. |
For Members
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Obtain supplemental coverage for yourself or life coverage for your spouse and |
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dependents for an additional premium. |
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Maintain your life insurance coverage if you leave your job. |
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Take advantage of group rates. |
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Evidence of insurability is unnecessary as long as you enroll when you are first |
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eligible (up to a specified dollar amount). |
Policy Features*
Features of available policies may include:
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Accidental Death & Dismemberment (AD&D) Coverage
Members receive an additional benefit if death, loss of limb or sight results from an accident. |
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Supplemental Term Life Coverage
Want to increase your coverage amount? Supplemental life insurance allows members to purchase additional insurance protection over the primary insurance coverage at attractive rates.
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Dependent Term Life Coverage
Members can extend term life insurance coverage to their spouse and dependents at an affordable premium.
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Waiver of Premium
If a member becomes totally disabled, life coverage can be maintained at no premium cost once the benefit has been approved.
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Portability
If employment is terminated, employees can elect to port their group term insurance for a specified period of time, in effect remaining a member of the group for insurance purposes. |
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Accelerated Benefit
If a member becomes terminally ill while insured under a Surency Life policy, a portion of his life benefit can be awarded once the benefit has been approved. |
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Customer Service
You can count on Surency Life & Health to provide exceptional customer service throughout the term of your policy. Whether you have a question or need to file a claim, we're here to meet your needs and exceed your expectations.
For more information on Surency Life plans, please contact Surency's Marketing department toll free at 800.264.9462 or by email at marketing@surency.com.
*Features listed are highlights of a Surency Life plan. Plan options are selected by the employer group. Full terms, conditions and exclusions are contained in the insurance policy.