What is Surency COBRA?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates.

To be eligible for COBRA coverage, you must have been enrolled in your employer’s health plan when you worked, and the health plan must continue to be in effect for active employees. COBRA continuation coverage is available upon the occurrence of a qualifying event that would, except for the COBRA continuation coverage, cause an individual to lose his or her health care coverage.

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Flexible Payment Options You can pay with credit/debit, ACH, or paper check. Easily make a payment through your Member Account.

NotificationsReceive emailed or mailed communications that are accessible through your Member Account.

No pre‑existingNo pre-existing condition exclusion periods.

What is considered a qualifying event?

The following examples are considered qualifying events for obtaining COBRA:

Voluntary or involuntary termination of employment
Reduction in numbers of hours worked

FOR SPOUSES

Loss of coverage by the employee because of one of the qualifying events listed above
Covered employee becomes eligible for Medicare
Divorce or legal separation of covered employee
Death of the covered employee

FOR DEPENDENTS

Loss of coverage by the employee because of one of the qualifying events listed for spouses
Loss of status as a dependent child under the plan rules

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